Privacy Policy
Privacy Policy – Summary
We are committed to protecting the privacy rights of our users. Therefore, we designed and maintained on an ongoing basis, a privacy compliance framework under which our users will be able to get information and exercise their rights with respect to their information and privacy.
Our privacy policy is designed to inform you about the information we collect, how we use it, and your options about certain uses of information. Key elements of our full privacy policy are summarized below for your convenience.
Our privacy policy is designed to inform you about the information we collect, how we use it, and your options about certain uses of information. Key elements of our full privacy policy are summarized below for your convenience.
Information We Collect and How We Use It: When you use Our Services, we collect certain information about your use, interaction with content, the site from which you arrived and to which you are heading, and some additional technical information about the device and system from which you are consuming the services.
The information is used to operate our Site and App, provide you with Our Services, improve them over time, monitor analytics and statistics, and enable us to sync and resolve payment issues with our business partners (including clients, vendors, and affiliates).
We will not share your information unless we are required to by law, or as required to provide you with Our Services.
We truly encourage you to read, understand, and revisit our full privacy policy from time to time.
Privacy Policy
This privacy policy (“Privacy Policy”) is designed to describe how data collection practices in connection with the site (together with its subdomains, features, and services available thereon, the “Site”) or any website in connection with your use or engagement with any feature, content, offer, element or service we make available to you via the Site and App (“Our Services”). The section and sub-section headings used below are for convenience of reading only (and are not to be used for interpretive purposes), and we hope they ease navigating this Privacy Policy.
We reserve the right, in our sole and absolute discretion, to change this Privacy Policy at any time. In which case, we will post the modified Privacy Policy on the Site and App, and the “Last Updated” statement at the bottom shall reflect the effective date of the modified version. Any access or use you make of the Site and any download, access, and/or use of the App following such date constitutes your consent and acceptance of the modified Privacy Policy.
Terms of Use
This Privacy Policy forms an integral part of Our Services’ Terms of Use. (the “Terms”). Any capitalized term in this Privacy Policy that we don’t define, will have the meaning given to it in the Terms.
Our Legal Bases of Processing
We process and use Personal Information in accordance with data protection laws. Our legal ground for processing your Personal Information will typically be one or more of the following:
Performance of a Contract. By accessing or using Our Services, you ask us to provide Our Services to you in accordance with our Terms of Use. In order to do that, we need to process some of your Personal Information (such as your IP address).
Legitimate Interests. We may use some of your Personal Information where we have legitimate business grounds to do so. We use this Personal Information to operate, improve and promote Our Services (for example, when we customize your experience of Our Services or for analytics purposes) and to protect our business (for example, to prevent fraud or ensuring the Our Services’ security).
Legal Obligations. In some cases, our use of your personal information will be necessary to comply with regulatory obligations or legal requirements (for example, addressing complaints from users or authorities);
Information We Process
When you visit or use Our Services we may collect certain information about your visit and usage of Our Services, in one or more of the following ways:
Third-Party Forms and Services: Our Services list, rate and compare various 3rd party businesses, brands, and commercial entities (collectively, “Partners”) and their respective products and/or services (collectively, “Products”). We may, from time to time, provide you with offers, services, and Products of Partners via an online form to be filled by you, upon your intent choice and consent, and such information will be used to facilitate your connection and/or engagement with the relevant Partner (“Lead”). Additionally, if you want to receive more information about a Partner or a Product, or if you otherwise want to pursue a transaction with a Partner, and you click the relevant Partner icon or tab, you may be directed to a landing page or an online form that is owned and operated by the Partner (the “Landing Page”); similarly, you may also be directed to the Landing Page through other websites and online searches. The Landing Page Info that you submit is collected directly by the Partner who provided it and will include its own privacy policy and data collection practices information. We advise you to refer to such privacy policies to better understand the purpose of the collection and use of the Personal Information you submit.
Contact Us. If you send us a ‘Contact Us’ (or similar) request, whether by submitting an online form that we make available, by sending an email to an email address that we display, by using a feedback or reporting feature that is available on Our Services, or by other means, you may be required to provide us with certain Personal Information, such as your name and email address. Such information, including the content of your approach, will be used for the purposes of processing and addressing your request and for our legitimate business purposes.
User Profile and User Reviews. We may offer you to give a review to our Partners or to create a user profile in some of Our Services and provide us with additional information about you that will assist us in providing a customized experience for you.
Information We Collect from You. We collect information about your use of Our Services and your interaction with Our Services, as follows, and in the following ways:
Device Information: For delivering and compatibility purposes, so as for language, geographic location and time zone, we collect device information such as: device type and version, operating system type, language and version, and information that can be extracted out of a user agent, such as browser type and version, screen resolution.
Interactions and Usage: In order to provide Our Services, operate the Site and App, and keep improving them, so as to be able to sync with our Partners and affiliates, we collect information about your interaction and use of Our Services, such as: URLs from which you were directed to the Site or App and to which you are referred from the Site or App, internal URL’s of the Site or App in which you visited and your actions with respect to Our Services (such as view or click), date/time stamp of Site or App use, the timing for clicks and page-views.
Log Files: We collect information through server log files, but also by deploying tracking technologies within Our Services, such as pixel tags. We do this to analyze trends, track user’s engagement, and interaction with Our Services. The type of information collected may include internet protocol (IP) addresses that your Internet service provider allocated to your device. We collect IP for a limited time and for specific purposes. First is to better understand your geographic location (country, region, and language) and therefore be able to provide Our Services in your own language and relevant to your place of origin. Second, we use automated tools to analyze IP addresses and flag those that are fraudulent.
Cookies and Similar Technologies. Our Services may use “cookies” and other anonymous web tracking technologies (such as “web beacons” and “pixel tags”) implemented by us or by third-party service providers. A cookie is a small file containing a string of characters that is sent to your computer when you visit a website. When you visit the website again, the cookie allows that website to recognize your browser. Cookies may store your online preferences and other information about the interaction you make on Our Services. You can reset your browser to refuse all cookies or to indicate when a cookie is being sent to your browser. However, some features or services, included in the Site and App, may not function properly without cookies, and some features may become unavailable for you in such a case. A pixel tag is a type of technology placed on a website for the purpose of tracking activity on websites, or when emails are opened or accessed (if applicable), and is often used in combination with cookies.
Please refer to our Cookie Policy for more information about the type of cookies used and the manner in which we use cookies/tracking technologies on Our Services.
Information we receive from Third Parties. Like many Internet-based services, Our Services are operated and provided in collaboration, sync, and interaction with third parties, including Partners, affiliates, and other third parties. In order to enable and facilitate such sync, we may receive information from third parties, such as an internal user identifier that our system generates for each user (not a unique identifier), and the summary of action taken by you (click, purchase, view, form submission or a phone call). In some of Our Services, you will be able – upon your choice – to consume Our Services on a click-by-call basis. In which case, a third-party vendor/s facilitate the call transmission, tracking, and feedback for success. In such cases, the phone number from which you called may be provided to us (with no other information about you attached), for a limited time and for purposes of resolving referrals and successful calls with our Partners. Except for this purpose, we do not make any other use of such information, unless you will give us your explicit consent.
Consent, Choice, and Modifications
You are not legally obligated to provide us with Personal Information (and you acknowledge that providing us with Personal Information is done freely). Nor are you required to use Our Services in the first place. By using Our Services and engage or interact with the Site or App, you consent to this Privacy Policy and to our information practices described herein. If you do not agree to this Privacy Policy, please do not access or otherwise use Our Services.
The Way We Use Personal Information
In addition to the uses of information we collect (including Personal Information, jointly “your Information”) described elsewhere in this Privacy Policy, we also use Personal Information in the following ways:
To generally provide you with Our Services and constantly improve them. We will use your Information to: (a) administer and make available Our Services to you; (b) further develop and generally improve Our Services; (c) counting and tracking purposes of referrals and ads; (d) validation of users as human and anti-fraud monitoring (e) respond to your inquiries and other communications with you; (f) identify or authenticate your access and use of Our Services.
Sharing Your information with Third Parties
We do not share Personal Information about you with third parties, except for the following circumstances:
Data Storage and Security Platforms (“Data Platforms); We use third party cloud and storage services to store and retain your Information. It means that we send or otherwise share your Information to/with third party entities that are located anywhere in the world, including in the U.S, for the purpose of storing such information on our behalf, or for other processing needs. These Data Platforms may be located anywhere in the world. We use Data Platforms that maintain strict privacy protection and data security policies, and strict compliance with applicable data protection laws. However, their practices and activities are fully governed by their own privacy policies.
Enforcement. We may share your Personal Information with any third party if we believe that disclosure of such information is helpful or reasonably necessary to (a) comply with any applicable law, regulation, legal process, or governmental request; (b) enforce our Terms of Use, including investigations of potential violations thereof; (c) detect, prevent, or otherwise address fraud or security issues; and/or (d) protect against harm to the rights, property or safety of NI, our affiliated entities, our users, yourself, and/or the public.
We may also share some non-Personal Information with the following type of third parties and under the following circumstances:
Third parties we engage or host or provide us with services and features we can offer to you collect data from Our Services and visitors’ engagement with the content and features on our behalf, or for the provisioning of their services. This happens in cases where we use or deploy third-party technology, service, or feature, or where we otherwise give these third parties access to our Site, App, or technology for specific purposes, as described in the Privacy Policy or in the Site or App. We may use analytics tools, including Google Analytics and Tableau. These tools help us understand users’ behavior on Our Services, including by tracking page content, and click/touch, movements, scrolls, and keystroke activities.
The privacy practices of these tools are subject to their own policies and they may use their own cookies to provide their services. For further information about cookies, please see our Cookie Policy. Click here for further information about Google cookies. Click here to opt-out of Google Analytics.
Links to and Interaction with Thrid-Party Properties
The Site and App may link to third party websites (such as those of Partners), content, and other online properties (collectively, “Third Party Properties”). Data associated with your clicking through to such Third Party Properties, as well as any Personal Information you provide on such Third-Party Properties, is provided to the third party (although NI and its affiliated entities may have arrangements with such third parties pursuant to which such data and Personal Information is sent or shared back to/with us). We are not responsible for the privacy practices of such third parties, or for such Third-Party Properties, Products, and respective data collection practices. We encourage you to read the terms and conditions and privacy policy of each Third-Party Property that you choose to use or interact with.
Choices and Opt-Out
It is your choice to provide us with your information for the uses described in this Privacy Policy. You can decide at any time to exercise your rights with respect to your Personal Information and the jurisdiction of your residency. For example (where applicable and relevant):
Cookies and Tracking Technologies. you may set your browser to refuse and/or block any cookies from the Site, App, or third party services (for more details please refer to Section 2.1.1 hereof).
When applicable, review and update or request to remove your Personal Information from our servers (for more details please refer to Section 2).
Your Rights
EU Data Subject Rights. Any Personal Information we collect according to this Privacy Policy is handled and treated in compliance with the GDPR.
As an EU based user, you may:
. Access the Personal Information that we keep about you. We will need to ask you to provide us certain credentials to make sure that you are who you claim you are. If you find that the Personal Information is not accurate, complete, or updated, then please provide us the necessary information to correct it.
. Contact us if you want to withdraw your consent to the processing of your Personal Information. Exercising this right will not affect the lawfulness of processing based on consent before its withdrawal.
. Request to delete or restrict access to your Personal Information. If you exercise one (or more) of the above-mentioned rights, in accordance with the provisions under the law, you may request to be informed that third parties that hold your Personal Information, in accordance with this Privacy Policy, will act accordingly.
. Object to the processing of your Personal Information for direct marketing purposes, in case your Personal Information used for such a purpose.
. Have a right to lodge a complaint with a data protection supervisory authority.
Canada. If you are a residence of Canada, you are permitted to request certain information regarding our disclosure of Personal Information to third parties for their direct marketing purposes, where applicable. To make such a request, please click here.
Privacy Notice for California Residents. In some instances, the California law may apply to our data sharing. If you are a California resident, this section may apply to you and supplement the main privacy policy. The California Consumer Privacy Act (CCPA) provides specific rights to California residents in relation to their personal information. As a California resident and to the extent provided by law, you may:
. Request to Know/Access. You have the right to know what information we have collected, used, disclosed, or in the preceding twelve (12) months. Please read Section 3.1 (Information you provide to us), Section 3.2 (Information we collect), and Section 3.3 (Information we receive from third parties) to exercise this right. We will also disclose to you the specific pieces of personal information that we collected about you if we receive your request for such information and verify your identity.
. Request to Deletion. You have the right to request that we delete from our databases any of your personal information that we collect and retain, subject to certain exceptions (such as detecting security incidents, debugging, comply with legal obligations, etc.). We will delete your personal information from our records once we verify your identity and unless an exception applies.
. Request to Opt-Out from Sale of Personal Information. Though we do not currently sell personal information the California Consumer Protection Act may consider some of our use of cookies as “sale” of personal information. As a California resident, you may click the “do not sell my personal information”link at the bottom of our homepage, check the box, and opt-out of such a “sale” of information to third parties. When you opt out, you may still see general audience advertising regarding Our Services.
. No Discrimination. We will not discriminate against you for exercising your above rights, by: (A) denying you goods or services; (B) charging you different rates for goods or services; (C) providing you with a different level or quality of goods or services; or (D) suggesting that you will receive a different price, rate, level, or quality of goods or services. We may have a different rate or provide a different level or quality of service if the difference is reasonably related to the value provided to you by your personal information we collect.
. Handling Privacy Requests. We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If the exercise of your right requires more time (up to 45 additional days), we will inform you of the reason and extension period in writing. We may deny your request if we couldn’t verify your request or if we must retain your personal information for certain activities (such as detecting security incidents, debugging, comply with legal obligations, etc.).
Some web browsers offer a “Do Not Track” (“DNT”) signal. A DNT signal is an HTTP header field indicating your preference for tracking your activities on Our Service or through cross-site user tracking. We do not currently respond to DNT signals. We may allow third parties, such as companies that provide us with analytics tools, to collect Personal Information about an individual consumer’s online activities over time and across different web sites and services when a user uses Our Services.
Information Security
We and respective third-party services/affiliate entities implement data security systems and procedures to secure the information transmitted, processed, and stored on the Site or App, our computer servers, and systems. For example, the Site and App are encrypted by using SSL and so as with any other information at transport, we periodically review our information and data collection practices to ensure constant monitoring, we use third-party processing and serving services that implement various information security standards and certifications (at rest and transmission), and we monitor and filter access to data when it comes to personnel in our organization. Such systems and procedures reduce the risk of security breaches, but they do not provide absolute security, as there is no such thing when it comes to the world-wide network. Therefore, we cannot guarantee that Our Services and our servers are immune to unauthorized access to the information stored therein and to other information security risks.
Children Privacy
Our Services are not designed to attract individuals under the age of 18. Accordingly, we do not intend to collect Personal Information from anyone we know to be under 18.
Commitment
Protecting your privacy online is an evolving practice, and we use our best efforts to evolve Our Services in a manner that meets these requirements and best practices as per all jurisdictions in which Our Services are available.